1. What Are Cookies?
Cookies are small text files stored on your device by websites you visit.
They allow our website to:
keep you logged in,
remember preferences,
process payments securely,
analyze platform performance,
track affiliate clicks (if applicable).
Cookies do not contain personal sensitive data such as passwords or payment card numbers.

2. Types of Cookies We Use

2.1. Strictly Necessary Cookies
Required to operate the platform. Without them, you cannot:
log in,
keep your session active,
secure your account,
make purchases.
📌 These cookies do not require consent under GDPR.

2.2. Performance & Analytics Cookies
Used to understand platform usage and improve the experience.
Examples:
Anonymous traffic analytics
Page performance metrics
These may be powered by tools such as Google Analytics.
📌 These cookies require consent via banner.

2.3. Functionality Cookies
Remember preferences such as:
theme selection (light/dark mode),
saved settings,
language preferences.
📌 Optional, consent-based under GDPR.

2.4. Advertising & Affiliate Cookies
Used to track:
affiliate referrals,
marketing conversions,
clicks from promotional links.
These cookies do not store personal identity, but they track referral activity to process commissions.
📌 Consent required before activation.

2.5. Payment Cookies
Stripe and PayPal may set cookies for:
fraud prevention,
secure transactions,
stored payment details.
These cookies are mandatory for checkout security and do not require separate consent.

3. Third-Party Cookies
We may use third-party services including, but not limited to:
Stripe (payments)
PayPal (payments)
Google Analytics (analytics)
Affiliate tracking systems
These services have their own privacy and cookie policies. They only receive necessary technical data.

4. Managing Cookie Consent
When visiting the site for the first time, users will see a Cookie Consent Banner where they can:
Accept All Cookies
Reject Non-Essential Cookies
Customize Preferences
You may change or withdraw consent at any time via browser settings or the website’s cookie settings panel (if available).

5. How to Disable Cookies
Most browsers allow you to disable or delete cookies manually.
Note: disabling necessary cookies may affect platform functionality, especially:
login/logout,
checkout & payment,
saving chatbots or settings,
subscriptions.

6. Changes to This Policy
We may modify this policy to reflect changes in:
legal requirements,
technical functions,
third-party services.
Updates will be posted with a revised effective date.

7. Contact Information
For cookie-related inquiries:
📧 creatiqhub@gmail.com
👤 Operated by: Ervin Pécsek – CreatiqHub (individual)
🌍 Hungary (EU GDPR jurisdiction)